Contact Us
+1 (833) 442 2711
Table Of Contents
Apps like Brigit have totally changed the way we manage cash loans and investments. Unexpected expenses can mess up anyone’s budget. Thankfully, these cash advance apps like Brigit have become a great help in achieving the required financial safety.
According to Statista, digital commerce is one of the market’s largest platforms, with an expected transaction value of US$20.37 trillion by 2025. These positive stats show a high potential in the market, and partnering with professional app development services can be a great shot.
Wondering what Brigit is?
It is a leading financial app that helps you budget better, keep tabs on bills, find side gigs, and attain cash loans. Moreover, Brigit has over 10 million users and processes over $1 billion in cash advances each year.
If you’re looking to find out Brigit alternatives, our blog covers all the popular cash advance apps that are safe and reliable.
Table Of Contents
Are you looking for apps similar to Brigit? Here, we’ve searched for the best options for you:
Google Play Store Rating: 4.4/5
Apple Store Rating: 4.8/5
Dave is a popular payday apps like Brigit that helps users manage their finances and avoid overdraft fees. The platform has a network of more than 38,000 ATMs where you can make fee-free transactions. For those looking for financial flexibility, Dave stands as a popular choice without resorting to high-interest loans.
| Pros | Cons |
| The bank accounts are insured by the FDIC for up to $250,000. | There are potentially high fees for same-day funding. |
| You have the flexibility to extend the repayment date. | It has high express funding fees. |
| The app offers caps tips at 25% of the advance. | Dave is limited to one advance at a time. |
Google Play Store Rating: 5.0/5
Apple Store Rating: 4.7/5
MoneyLion is a leading financial loans services like Brigit that empowers you to manage your finances, build credit, and access loans. The platform operates over four offices worldwide, including New York City, Santa Monica, Jersey City, Sioux Falls, and Kuala Lumpur. If you’re looking for other alternatives, you can check out our blog which enlists top apps like Venmo.
| Pros | Cons |
| Instacash provides interest-free funds. | The premium services require a $19.99 monthly membership. |
| You can improve your credit scores through manageable credit builder loans. | Investment offerings are limited compared to dedicated investment platforms. |
| There are no hidden fees for banking or cash advances. | The borrowing limit depends on income regularity and account activity. |
Google Play Store Rating: 3.1/5
Apple Store Rating: 4.0/5
Ingo is one of the popular sites like Brigit that allows you to get a loan quickly and conveniently. You can also check cash and add the funds directly into your bank account, prepaid card, or even pay credit card bills. Ingo facilitates instant access to cash by digitizing check-cashing services, making it useful for those who need immediate liquidity. If you’re interested in check cashing apps that don’t use Ingo, you can watch our recent blog to find alternatives.
| Pros | Cons |
| You can cash checks from anywhere without visiting the bank. | Instant deposit comes with a fee ($5 for checks under $100 or 5% for checks over $100.) |
| The app accepts payroll, government, insurance, and personal checks. | You cannot get loans or advances on paychecks without a check. |
| You can access funds within minutes. | There are stringent verification processes to get check approval. |
Google Play Store Rating: 5.0/5
Apple Store Rating: 4.8/5
Chime is a trusted cash advance like Brigit that offers all-rounder online banking solutions. It is best for those who want to maximize their savings account interest and are paid by direct deposit. You can open a checking account, or a savings account with a 0.5% annual percentage yield. Additionally, the company is based in San Francisco and has offices in Chicago, Vancouver, and British Columbia.
| Pros | Cons |
| There is no monthly fee, no minimum opening deposit, and no minimum balance requirement. | The daily ATM withdrawal limit is $500. |
| You can get paid two days earlier with direct deposit. | The platform is entirely online and doesn’t have a physical presence. |
| You can access more than 60,000 fee-free ATMs. |
Google Play Store Rating: 4.2/5
Apple Store Rating: 4.7/5
Branch is one of the best money apps like Brigit to help employees access their earned wages before their payday. It offers a quick, easy, and secure solution to financial emergencies. Instead of waiting for your paycheck, the app allows you to access a portion of the wages you have already earned, helping bridge the gap between pay periods.
| Pros | Cons |
| Branch apps don’t accrue interest, making them more affordable. | You can only take out up to $500 before the next payday. |
| It offers instant deposit so you don’t have to wait long for your money. | Taking cash advances frequently can lead to negative financial habits. |
| You can access up to 50% of your paycheck. | A credit score doesn’t improve by paying back the cash advance. |
Google Play Store Rating: 4.6/5
Apple Store Rating: 4.7/5
EarnIn is a trusted cash advance platform to help you access the money you’ve already earned before your official payday. It allows you to withdraw some of your wages as soon as you earn it. It helps you manage expenses and avoid costly payday loans or overdraft fees.
| Pros | Cons |
| You can opt for a $750 per day period. | EarnIn is currently only available to employees who work at participating companies. |
| You can choose to repay the advance by providing a voluntary tip. | It has limited withdrawals based on earnings. |
| EarnIn doesn’t require a credit check. | EarnIn is dependent on consistent income. |
Google Play Store Rating: 4.7/5
Apple Store Rating: 4.8/5
DailyPay is a revolutionary financial tool that offers early access to their earned wages. Instead of waiting for the traditional payday cycle, DailyPay allows users to transfer their earned income directly to their bank accounts whenever they need it. You can manage unexpected expenses, avoid overdraft fees, or simply gain greater control over your financial areas.
| Pros | Cons |
| You can get access to earned wages instantly. | It charges a fee for each transaction. |
| No credit checks are required to earn wages. | The early amount of access may be limited. |
| Transparent fee structure with no hidden charges. |
Google Play Store Rating: 4.7/5
Apple Store Rating: 4.8/5
Empower is a financial management platform designed to help users manage their finances while providing instant access to cash advances. With tools for budgeting, expense tracking, and savings, Empower goes beyond cash advances and acts as an all-in-one financial assistant.
| Pros | Cons |
| You don’t have to face interest or late fees. | You need to pay a monthly subscription of $8. |
| You can access smart budgeting features, including automatic categorization of expenses and spending insights. | It is primarily for users in the United States, limiting access to international users. |
| New users get a 14-day trial to explore the app’s features. | Some users have reported delays or difficulties in terms of customer support. |
Google Play Store Rating: 4.8/5
Apple Store Rating: 4.9/5
Affirm is a financial platform designed to help users make purchases and manage payments in a flexible and responsible way. While it isn’t a traditional cash advance app, It offers a unique “buy now, pay later” solution. Users can access funds instantly for purchases and pay back over time without hidden fees.
| Pros | Cons |
| You can find flexible repayment terms to suit your budget. | It applies interest rates of up to 36% based on creditworthiness. |
| There are no late fees or hidden charges. | It is not ideal for cash withdrawals. |
| Pre-qualification won’t affect your credit score. | Affirm offers limited options for those seeking direct cash advances. |
Google Play Store Rating: 4.6/5
Apple Store Rating: 4.7/5
Klover is an instant cash advance app offering a modern solution for managing your finances. Unlike traditional payday loans or credit cards, Klover does not charge interest or have hidden fees. The app works by allowing you to borrow from the wages you’ve already earned, not by providing a loan. There are no surprise charges, making it a more transparent option.
| Pros | Cons |
| You can get cash in your account quickly within one business day. | The cash advance limit is not enough for large financial emergencies. |
| Even users with poor or no credit can access advances. | Klover currently works in selected geographical regions. |
| The app has a great insight feature to track your spending. | To use the app, you need to have a direct deposit set up for your income. |
Google Play Store Rating: 4.1/5
Apple Store Rating: 4.4/5
B9 cash advance app is designed to help users access earned wages before their next paycheck. It provides an easy, fast solution for people who need cash for emergency expenses without resorting to high-interest loans or credit cards. Whether you’re dealing with an unexpected bill or need to cover a short-term expense, B9 can give you the relief you need with minimal hassle.
| Pros | Cons |
| You can repay only the amount you borrow with no extra charges. | You need to pay a monthly fee ranging from $9.99 to $19.99 a month. |
| The app is open to individuals with all credit histories. | There’s no desktop version of the B9 platform. |
| Repayment is deducted automatically from your next paycheck. |
Google Play Store Rating: 4.8/5
Apple Store Rating: 4.9/5
One@Work is an innovative cash advance app that helps employees provide early access to their earned wages. This app, developed by One Finance, aims to improve financial well-being and eliminate the need for costly payday loans or high-interest credit cards.
| Pros | Cons |
| One@Work offers cash advances with no or minimal fees. | Advances are restricted to the portion of wages already earned. |
| Employer collaboration ensures seamless and secure transactions. | Availability depends on the employer’s payroll system and partnership with One Finance. |
| You can get perks like 5% APY on eligible savings. |
Google Play Store Rating: 4.0/5
Apple Store Rating: 4.8/5
Possible is a modern cash advance app that provides quick and accessible loans. It aims to help users with flexible repayment options and transparent terms, making it a popular choice for those seeking alternatives to traditional payday loans.
| Pros | Cons |
| You can access a minimum loan amount starting from $50. | Compared to others, the interest rates may be higher. |
| Your credit score won’t be impacted when applying for or repaying loans. | The loan limit is not sufficient for larger expenses. |
| You can split repayments into smaller, more manageable chunks. | The app has a limited geographical availability. |
Google Play Store Rating: 4.4/5
Apple Store Rating: 4.7/5
FloatMe is a cash advance app designed to help individuals bridge the gap between paychecks. It is best for those needing small, quick cash infusions to handle unexpected expenses, FloatMe provides an accessible and straightforward alternative to traditional loans.
| Pros | Cons |
| You can borrow up to $50 instantly to cover quick emergencies. | It is not applicable for non-steady income. |
| FloatMe relies on your income and banking history for eligibility. | The limit may not be sufficient for larger financial emergencies. |
| It has a low subscription fee of just $1.99 per month. |
Google Play Store Rating: 5.0/5
Apple Store Rating: 4.8/5
PayActiv is one of the popular apps like Brigit to give employees immediate access to their earned wages before payday. It is not like traditional payday loans, which often come with high interest rates and fees. PayActiv is focused on giving users a more flexible, affordable solution to manage their finances.
| Pros | Cons |
| PayActiv doesn’t charge high interest rates. | PayActiv limits users to accessing only up to 50% of their earned wages. |
| The app offers tools for budgeting, savings, and bill payment, helping users manage their finances. | The service is only available if an employer partners with PayActiv. |
| The app ensures security for user data and offers transparent fee structures. |
Google Play Store Rating: 3.9/5
Apple Store Rating: 4.3/5
SoLo Funds offers a unique peer-to-peer lending platform that helps users access emergency funds quickly and with less hassle. Unlike many other loan apps like Brigit, SoloFunds connects borrowers directly with lenders, creating a more personalized and flexible borrowing experience.
| Pros | Cons |
| The P2P model offers flexibility and often better rates than traditional payday loans or credit cards. | The maximum loan amount of $500 may not be enough for larger emergencies. |
| Funds can be transferred to your account within hours. | While SoLo Funds offers transparent fees, they may still be higher than traditional loans. |
| SoLo Funds allows borrowers to request small amounts. | SoLo Funds is not available in all regions, and its services may be limited to certain countries or states. |
Google Play Store Rating: 3.7/5
Apple Store Rating: 4.3/5
Albert has recently gained excellent popularity for providing users with access to instant cash, personalized financial guidance, and an intuitive platform to manage money. The app provides interest-free cash advances, making it a safer and more affordable option for people who need quick financial assistance.
| Pros | Cons |
| Albert offers up to $250 in cash advances with no interest, hidden fees, or credit checks. | The subscription may cost you around $8 a month. |
| You can easily access budgeting tools, automated savings, and expense tracking. | Maximum cash limits may not be enough for users with big emergencies. |
| Their smart saving feature analyzes your income and expenses to save some money automatically. | If you don’t pay for instant transfers, cash advances can take up to two business days to reach your account. |
Google Play Store Rating: 4.8/5
Apple Store Rating: 4.9/5
Afterpay gives users greater flexibility when making purchases by offering a “Buy Now, Pay Later” (BNPL) solution. The app allows users to split their payments into manageable installments without the need for a credit check.
| Pros | Cons |
| You can split purchases into four equal payments without any interest. | It charges late fees of up to $8. |
| You are only charged the purchase price as long as payments are made on time. | AfterPay doesn’t report payment activity to credit bureaus, so using it won’t help improve your credit score. |
| AfterPay follows spending limits based on payment history and usage patterns. | Many of the merchants do not accept payments from AfterPay. |
Google Play Store Rating: 4.1/5
Apple Store Rating: 4.7/5
Beem is a modern cash advance like Brigit that provides users with quick and convenient access to funds. Compared to other loan apps like Brigit, you don’t get charged interest or hidden fees on the cash advances. So, it’s a great affordable option for short-term financial needs.
| Pros | Cons |
| You can get instant access to small cash advances. | The limit of the cash advance is up to $300. |
| No interest or credit check is required. | You need to link your active bank account. |
| The app is known for its secure and transparent service. | Instant transfers may involve a small fee. |
Google Play Store Rating: 4.7/5
Apple Store Rating: 4.9/5
Varo is one of the popular apps like Brigit that offers various services, including saving accounts, checking accounts, and personal loans. The company is FDIC-insured, meaning the funds in your Varo account are protected. It gives you the financial freedom to handle unexpected expenses without falling into debt traps.
| Pros | Cons |
| The app offers a fee-free checking account with no minimum balance requirements or monthly maintenance fees. | The eligibility for cash advances is quite stringent. |
| You can earn 5% APY on a savings account for balances up to $5,000. | The cash advance amount is limited and may not cover larger expenses. |
| Bank accounts do not require a credit check. |
Payday loans like Brigit, EarnIn, and Dave offer quick access to funds when you’re in a financial bind. While these apps provide relief, their safety and legitimacy remain essential concerns. Here’s a detailed exploration of their safety measures:
Most Brigit competitors use bank-level encryption to protect sensitive data during transmission. This ensures that your personal and financial details are secure from unauthorized access.
Multi-factor authentication (MFA) is often employed, adding an extra layer of security. Users are prompted to verify their identity using email, phone, or biometric methods.
Legitimate apps comply with financial regulations and maintain transparency in their terms of service. They are upfront about fees, repayment terms, and data usage policies.
Trusted apps clearly outline how they collect, store, and use your information. Apps like Dave and EarnIn adhere to strict privacy guidelines to protect user data.
Sharing sensitive information, such as bank account details, can pose risks if the app’s security measures are insufficient. In rare cases, data breaches can occur. From your end, you can follow these best practices:
The demand for other apps like Brigit is skyrocketing, and people are seeking instant financial relief without any traditional loan hassle. Apps like Brigit enlisted above are a great resource to protect you from uncertainty and keep you moving forward to achieve your financial goals.
Are you searching for a top-tier mobile app development company? Trango Tech is here to create an app similar to Brigit to make your business stand out. Partner with us today to turn your vision into reality.
If you need cash ASAP, there are some great apps out there to help! Popular options include EarnIn, Dave, Brigit, MoneyLion, and Empower. These apps let you access funds before your next paycheck, often without the hassle of credit checks. Each app has its own perks, like no hidden fees, budgeting tools, or even cash-back rewards. So you can pick one that fits your needs best.
It really depends on what you’re looking for. Brigit is fantastic for financial planning, offering tools to predict overdrafts and manage your budget. Plus, its cash advances of up to $250 are straightforward and come with no interest. Dave, on the other hand, lets you borrow up to $500 and offers features like side hustle opportunities to boost your income.
If you value budgeting and staying on top of your finances, Brigit might be your go-to. But if you’re looking for a higher cash advance or extra earning options, Dave could be the winner. Either way, both are solid choices!
Absolutely! Cash advance apps like EarnIn, Dave, and Brigit are legitimate and widely used. They’re designed to help you bridge the gap between paychecks by offering small, short-term advances. That said, it’s important to read the terms and conditions, especially regarding fees and repayment timelines. These apps can be lifesavers if used responsibly, but always borrow within your means to avoid stress later!
Apps like Brigit help you avoid costly overdraft fees and even offer budgeting tools to improve your money habits. However, relying too heavily on cash advances without addressing bigger financial issues can lead to a cycle of dependency. The key is to use these apps as a safety net, not a long-term solution. Balance is everything!
The cash advance limit varies by app and is often based on your income and spending habits. Brigit offers up to $250, while alternatives like Dave and Empower may offer up to $500. Always check the app’s terms and your eligibility to know your limit.
Yes, some apps like Brigit offer credit-building tools as part of their premium services. For example, they might report on-time payments or provide access to small credit-building loans. While Brigit itself doesn’t directly impact your credit, using such features responsibly can help improve your financial health.
Table Of Contents
Rida is a seasoned content writer with over four years of writing background in app development company. She holds a degree in Business Administration and has a keen knowledge in writing technical blogs, conversion-driven web pages, and online guides. Beyond her skills as a writer, Rida is also an artist, often found painting landscapes and expressing her creativity through poetry.
Fill out from below with your details to start conversation with our expert.
