{"id":13244,"date":"2025-06-02T17:21:00","date_gmt":"2025-06-02T17:21:00","guid":{"rendered":"https:\/\/trangotech.com\/blog\/?p=13244"},"modified":"2025-07-07T09:53:50","modified_gmt":"2025-07-07T09:53:50","slug":"building-an-app-like-tabby","status":"publish","type":"post","link":"https:\/\/trangotech.com\/blog\/building-an-app-like-tabby\/","title":{"rendered":"Step-by-Step Guide to Building a Tabby-Like App: Cost, Features &#038; Alternatives"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Why are so many shoppers ditching credit cards in favor of BNPL apps like Tabby?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That&#8217;s because they\u2019re customer-first, fast, and friction-free, outpacing traditional finance tools in the UAE.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tabby serves over 3 million customers, works with more than 800 merchant partners, and has raised<\/span><a href=\"https:\/\/ffnews.com\/newsarticle\/funding\/tabby-raises-160m-series-e-funding-at-3-3b-valuation\/\" rel=\"nofollow\"> <span style=\"font-weight: 400;\">$185 million<\/span><\/a><span style=\"font-weight: 400;\"> in funding.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An app like tabby in the UAE empowers users to split their purchases into interest-free installments.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While customers enjoy financial flexibility, Tabby still makes money through merchants, smart partnerships, and a finely-tuned revenue model.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are a startup founder, fintech enthusiast, or entrepreneur seeking the next big opportunity, consider investing in our<\/span><a href=\"https:\/\/locations.trangotech.com\/app-development-company-dubai\/\" rel=\"dofollow\"> <span style=\"font-weight: 400;\">mobile app development company in Dubai<\/span><\/a><span style=\"font-weight: 400;\"> now.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this write-up, we will guide you through building your own BNPL app, similar to Tabby, from the ground up.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, we will break down its business model, monetization strategy, and development challenges, as well as the best alternatives to Tabby.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 581 334\" fill=\"none\">\n        <mask id=\"mask0_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"581\"\n            height=\"334\">\n            <rect width=\"581\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n            <circle cx=\"74\" cy=\"167\" r=\"507\" fill=\"#0000007a\"><\/circle>\n        <\/g>\n        <mask id=\"mask1_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" 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C211.164569,12.141722 212,15.0512981 212,23.0749668 L212,272.925033 C212,280.948702 211.164569,283.858278 209.595806,286.791611 C208.027042,289.724945 205.724945,292.027042 202.791611,293.595806 C199.858278,295.164569 196.948702,296 188.925033,296 L23.0749668,296 C15.0512981,296 12.141722,295.164569 9.20838867,293.595806 C6.27505533,292.027042 3.97295817,289.724945 2.40419433,286.791611 C0.8354305,283.858278 3.61111829e-16,280.948702 -6.21504185e-16,272.925033 L6.21504185e-16,23.0749668 C-3.61111829e-16,15.0512981 0.8354305,12.141722 2.40419433,9.20838867 C3.97295817,6.27505533 6.27505533,3.97295817 9.20838867,2.40419433 C12.141722,0.8354305 15.0512981,5.41667744e-16 23.0749668,-9.32256277e-16 Z\"\n            id=\"path-1\" fill=\"#fed201\">\n        <\/path>\n    <\/defs>\n    <g id=\"Article\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">\n        <g id=\"Blog_Article_Mobile\" transform=\"translate(-16.000000, -12141.000000)\">\n            <g id=\"cta_big_bg\" transform=\"translate(16.000000, 12141.000000)\">\n                <mask id=\"mask-2\" fill=\"white\">\n                    <use xlink:href=\"#path-1\"><\/use>\n                <\/mask>\n                <g id=\"Mask\"><\/g>\n                <path\n                    d=\"M-23.5,432.5 C106.563059,432.5 212,327.063059 212,197 C212,66.9369414 106.563059,-38.5 -23.5,-38.5 C-88.5315293,-38.5 -147.406529,-12.1407646 -190.023647,30.476353 C-232.640765,73.0934707 -259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Fintech Is Booming\u2014Are You In?<\/p><p class=\"cta-desc\">Join the $179 billion BNPL market before it gets crowded.<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Talk to experts!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">What is the Tabby App?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13249 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/What-is-The-TAbby-App.jpg\" alt=\"image to show what is tabby under the topic on app like tabby\" width=\"816\" height=\"517\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/What-is-The-TAbby-App.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/What-is-The-TAbby-App-300x190.jpg 300w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/What-is-The-TAbby-App-768x487.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Tabby is a buy now, pay later app that lets users shop from major retailers and split their payments into smaller chunks, without paying interest.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regardless of whether they are purchasing fashion, electronics, or home goods, customers can spread the cost over four payments or delay it for up to 14 days.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since launching in 2019, <\/span><span style=\"font-weight: 400;\">Tabby Buy Now Pay Later <\/span><span style=\"font-weight: 400;\">has partnered with top brands such as IKEA, SHEIN, and Adidas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It has made shopping easy and effortless for millions across the UAE, Saudi Arabia, and beyond.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a detailed overview of the Tabbys business model:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>User Base<\/b><span style=\"font-weight: 400;\">: Tabby boasts over <\/span><a href=\"https:\/\/financialit.net\/news\/fundraising-news\/tabby-raises-160m-series-e-funding-33b-valuation\" rel=\"nofollow\"><span style=\"font-weight: 400;\">15 million registered users<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Merchant Network:<\/b><span style=\"font-weight: 400;\"> They partner with over 40,000 sellers.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Annualized Sales Volume<\/b><span style=\"font-weight: 400;\">: Their annualized sales volume exceeds $10 billion.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Funding<\/b><span style=\"font-weight: 400;\">: Tabby has raised a total of $604 million in funding across 14 rounds, including a <\/span><a href=\"https:\/\/ibsintelligence.com\/ibsi-news\/tabby-raises-160m-series-e-at-3-3bn-valuation-ahead-of-ipo\/\" rel=\"nofollow\"><span style=\"font-weight: 400;\">$160 million Series E<\/span><\/a><span style=\"font-weight: 400;\"> round at a valuation of $3.3 billion.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>App Usage:<\/b><span style=\"font-weight: 400;\"> The Tabby app is used by <\/span><a href=\"https:\/\/tabby.ai\/en-SA\/press\/2-million-shoppers-marketplace\" rel=\"nofollow\"><span style=\"font-weight: 400;\">14 million active shoppers<\/span><\/a><span style=\"font-weight: 400;\">, driving 3.5 million clicks every month to thousands of retailers.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Valuation<\/b><span style=\"font-weight: 400;\">: Tabby&#8217;s valuation doubled to $3.3 billion following the completion of its Series E round.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Growth<\/b><span style=\"font-weight: 400;\">: Tabby has seen significant growth in the MENA region, with rapid adoption of BNPL services.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>IPO Plans:<\/b><span style=\"font-weight: 400;\"> Tabby is reportedly preparing for a potential initial public offering, with plans in the early stages of development.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Key Investors: <\/b><span style=\"font-weight: 400;\">Tabby&#8217;s investors include Blue Pool Capital, Hassana Investment Co., STV, and Wellington Management.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Services: <\/b><span style=\"font-weight: 400;\">Tabby offers BNPL services, digital spending accounts, payments, cards, and money management tools.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">How Does Tabby Work?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13248 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-Does-tabby-Works.jpg\" alt=\"visual for how tabby works\" width=\"816\" height=\"554\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-Does-tabby-Works.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-Does-tabby-Works-300x204.jpg 300w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-Does-tabby-Works-768x521.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">An <a href=\"https:\/\/trangotech.com\/blog\/building-an-app-like-tabby\/\" rel=\"dofollow\">app like Tabby<\/a> allows customers to make purchases and pay in smaller installments without incurring any interest.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It works impeccably for both online and in-store retailers, providing value to both shoppers and merchants.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is how it works for each target group:\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">For Shoppers (Customers)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you are a random buyer who doesn&#8217;t know how to use buy now, pay later apps, it doesn&#8217;t have to be overwhelming. Here is how to use Tabby:\u00a0<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Choose Tabby at Checkout<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">When shopping online or in-store with a Tabby partner (like IKEA, SHEIN, or Adidas), you\u2019ll see \u201cPay with Tabby\u201d as a payment option.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Select a Payment Plan<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">To get started with Tabby BNPL, you can either:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay later in 4 interest-free installments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay the full amount after 14 days (also interest-free)<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Instant Approval<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Tabby quickly checks your identity and creditworthiness using a soft credit check and basic info\u2014no long forms or credit card required.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Pay Over Time<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Once approved, your purchase is confirmed. Tabby pays the store on your behalf, and you repay Tabby on your chosen schedule via linked debit\/credit card, Apple Pay, or bank transfer.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Get Reminders<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Tabby sends you email or SMS reminders before each due date. Payments are auto-debited, so you don\u2019t have to worry about missing one.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">For Retailers (Merchants)<\/span><\/h3>\n<h4><span style=\"font-weight: 400;\">Integrate Tabby at Checkout<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Businesses can integrate Tabby into their website or POS system.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tabby provides plug-ins for platforms like Shopify, WooCommerce, Magento, and more.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Offer Flexible Payments<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Customers enjoy a better shopping experience with increased payment flexibility, resulting in higher conversion rates, larger cart sizes, and lower returns.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Get Paid Upfront<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Even though customers pay later, Tabby pays merchants in full immediately, minus a small commission fee.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">No Risk for Merchants<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">If a customer misses a payment, Tabby handles the risk and collection, not the retailer.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 581 334\" fill=\"none\">\n        <mask id=\"mask0_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"581\"\n            height=\"334\">\n            <rect width=\"581\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n            <circle cx=\"74\" cy=\"167\" r=\"507\" fill=\"#0000007a\"><\/circle>\n        <\/g>\n        <mask id=\"mask1_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"363\"\n            height=\"334\">\n            <rect width=\"363\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n  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xlink:href=\"#path-1\"><\/use>\n                <\/mask>\n                <g id=\"Mask\"><\/g>\n                <path\n                    d=\"M-23.5,432.5 C106.563059,432.5 212,327.063059 212,197 C212,66.9369414 106.563059,-38.5 -23.5,-38.5 C-88.5315293,-38.5 -147.406529,-12.1407646 -190.023647,30.476353 C-232.640765,73.0934707 -259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Seeking an app development company to create an app similar to Tabby?<\/p><p class=\"cta-desc\">Trango Tech brings over 20 years of experience serving clients across the UAE<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Let's start your project!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">How to Build an App Like Tabby \u2013 Step-by-Step<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13250 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-to-Build-An-App-Like-Tabby-Step.jpg\" alt=\"visual representation of how to build an app like tabby\" width=\"816\" height=\"884\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-to-Build-An-App-Like-Tabby-Step.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-to-Build-An-App-Like-Tabby-Step-277x300.jpg 277w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/How-to-Build-An-App-Like-Tabby-Step-768x832.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Tabby has taken the Middle East by storm.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Developing apps similar to Tabby involves more than coding\u2014it requires a deep understanding of fintech, consumer behavior, and risk management.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, with the right approach, tools, and partners, you can successfully create your own tabby-like app in the UAE market.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below is a proven development method for it:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Conduct Market Research<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The process of creating an app like Tabby starts with a deep dive into your target.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A thorough market assessment is useful for product strategy, feature set, risk management, and even for how you market the app.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You should start by exploring the existing buy now, pay later apps in the UAE market and think about the following aspects:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>How consumers are using BNPL<\/b><span style=\"font-weight: 400;\">: Are they using it for fashion? Electronics? Groceries?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>What motivates them:<\/b><span style=\"font-weight: 400;\"> Is it interest-free payments, instant approvals, or ease of use?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>What concerns they have: <\/b><span style=\"font-weight: 400;\">Are they worried about hidden charges, the impact on their credit score, or app security?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Take a look at what major apps similar to Tabby, like Tamara, Klarna, Afterpay, and even Apple Pay Later, are doing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Identify their strength and weaknesses to fill the existing gaps in the market.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t ever overlook their customer feedback, available on the App Store, Google Play, and Glassdoor.\u00a0<\/span><\/p>\n<p><b>Bonus read<\/b><span style=\"font-weight: 400;\">: Check out our recent blog, where we have explained the step-by-step process of <\/span><a href=\"https:\/\/trangotech.com\/blog\/build-an-app-like-talabat\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">developing an app like Talabat<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. Understand Legal Requirements<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Since apps like Tabby fall under the financial services category, it&#8217;s paramount to get your legal and regulatory groundwork right from the start.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each region has its own set of rules, and staying compliant will keep your buy-now, pay-later apps legally operational and trustworthy in the eyes of users and partners.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Now that your target market is the UAE, it&#8217;s wise to align your operations with the UAE Central Bank\u2019s digital lending guidelines.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The most important thing to determine here is to check for legal requirements related to your business model and whether it is permitted to charge interest.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll also need to build your app with certain compliance frameworks in mind.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if you\u2019re processing card payments, your platform must meet PCI-DSS standards to ensure that all financial data is securely handled.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On top of that, AML and KYC processes must be in place to verify users and prevent fraud or illegal activities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s a smart move to consult with a <\/span><a href=\"https:\/\/locations.trangotech.com\/app-development-company-dubai\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">custom app developers<\/span><\/a><span style=\"font-weight: 400;\"> who know the legal side of things early on \u2014 ideally before you start developing Apps like Tabby.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 581 334\" fill=\"none\">\n        <mask id=\"mask0_749_783\" 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Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Need Mobile Developers Who Get Fintech?<\/p><p class=\"cta-desc\">Security, compliance, KYC\u2014we handle it all<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Hire us! <\/button><\/a><\/div><\/div>\n<h3><span style=\"font-weight: 400;\">3. Define Your Business Model<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It&#8217;s non-negotiable to define a clear business model for your BNPL app\u2014this is essentially how tabby-type apps make money and deliver value.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Begin by determining your primary audience, which can be consumers, businesses, or a combination of both.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B2B model<\/b><span style=\"font-weight: 400;\">: You focus on helping retailers drive more sales. You offer them tools to increase conversions and charge a commission per sale.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B2C model: <\/b><span style=\"font-weight: 400;\">You build a user-first app with flexible payments, cashback, and exclusive deals, and monetize through affiliate commissions, premium features, or ads.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hybrid model<\/b><span style=\"font-weight: 400;\">: You offer seamless BNPL to users while providing merchants with powerful tools and analytics, and monetizing both sides.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You may also partner with banks and financial institutions to explore opportunities such as real-time credit scoring, lending support, or co-branded payment options.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. Plan Your Technology Stack<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Choosing the right tech stack is one of the most crucial decisions you&#8217;ll make when building an app like Tabby.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your tech choices impact everything\u2014performance, scalability, security, and even your ability to roll out features quickly down the road.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the technologies for developing a Tabby application:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Component<\/b><\/td>\n<td><b>Technologies<\/b><\/td>\n<td><b>Purpose<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Frontend<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flutte<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">React Native<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Swift (iOS)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kotlin (Android)<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">To build a responsive, user-friendly mobile app interface<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Backend<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Node.js<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Django<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spring Boot<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">Handles app logic, APIs, transactions, and integrations<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>APIs<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">RESTful APIs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GraphQL<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">For structured and flexible communication between the frontend and backend<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Database<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PostgreSQL<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MongoDB<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">Stores user data, transaction records, and payment schedules<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Cloud Hosting<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AWS<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Google Cloud- Microsoft Azure<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">Scalable, secure, and reliable cloud infrastructure<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Orchestration<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kubernetes<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">Manages and scales containers across cloud infrastructure<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>CI\/CD Pipelines<\/b><\/td>\n<td>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GitHub Actions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jenkins<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GitLab CI\/CD<\/span><\/li>\n<\/ul>\n<\/td>\n<td><span style=\"font-weight: 400;\">Automates build, test, and deployment cycles for faster releases<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 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C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Feeling overwhelmed by all the tech choices for building an app like Tabby?<\/p><p class=\"cta-desc\">Our mobile app development experts are here to guide you through it.<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Get in touch today!<\/button><\/a><\/div><\/div>\n<h3><span style=\"font-weight: 400;\">5. Design an Intuitive UI\/UX<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When it comes to apps like Tabby, user experience can make or break your success.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your customers would expect a smooth, transparent, and reassuring experience from start to finish.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A well-designed interface not only increases conversions but also builds long-term loyalty.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your users should never feel confused or anxious when using the app \u2014 they should feel in control and informed at every step.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s the kind of experience big players like Tabby and Klarna deliver \u2014 and your app should too.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below are key features to add in buy now, pay later apps in the UAE:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Feature<\/b><\/td>\n<td><b>Purpose<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Biometric Login<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Enables secure and fast login using Face ID or fingerprint.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Real-Time Credit Limits<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Displays available spending power instantly based on the user\u2019s profile.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Order Tracking<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Let users track their purchases directly within the app.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Payment Reminders<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Sends timely push\/email notifications before due dates to prevent defaults.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Transaction History<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Offers full visibility of past purchases, payments, and due balances.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>One-Click Checkout<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Simplifies the purchase process with pre-filled payment details.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>In-App Chat Support<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Provides instant help and improves user satisfaction through live chat.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Clear Installment Schedules<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Outlines when and how much the user will pay in a clean format.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Secure Payment Gateway Integration<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Ensures safe processing of payments directly in the app.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Dark Mode &amp; Personalization<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Offers a modern experience with customizable UI settings.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">6. Build Your Secure MVP<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It&#8217;s time to start building once your research, compliance, and design foundations are done and dusted.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t aim for a fully fledged product initially. Instead, focus on <a href=\"https:\/\/application.trangotech.com\/mvp-startup-development\/\" rel=\"dofollow\">developing a Minimum Viable Product<\/a> that delivers core functionality and validates your concept.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your goal here should be to launch quickly with a lean version of your app, collect feedback, and iterate based on real-world usage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Startups that scale prematurely (often by skipping MVP validation) fail <\/span><a href=\"https:\/\/www.linkedin.com\/posts\/victoryayangoke_do-you-know-that-70-of-startups-fail-because-activity-7226889903102390273-Z-PH\" rel=\"nofollow\"><span style=\"font-weight: 400;\">70% of the time<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here, an agile development approach is key to success for Apps like Tabby.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Break down your entire project into manageable sprints, ideally in one- or two-week cycles, and continually test features with early adopters or internal QA teams.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This way, you can refine the product based on real-time feedback, rather than assumptions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ensure your codebase is modular, scalable, and easy to maintain, so that it&#8217;s straightforward to conduct future updates and doesn\u2019t require rebuilding the entire app.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By focusing on a secure, high-quality MVP first, you minimize risks, control development costs, and set the stage for long-term product growth.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">7. Test Rigorously\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Before your BNPL app goes live, it\u2019s absolutely essential to put it through comprehensive and rigorous testing.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You will ensure here that your app, like Tabby, is secure, stable, and scalable. It will be your final safety check before opening your digital doors to the world.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Those who skip or rush this phase can lead to bugs, security vulnerabilities, and a poor user experience, costing in the form of a lack of customer trust and damage to your brand.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In fact, <\/span><a href=\"https:\/\/www.ailoitte.com\/blog\/how-to-reduce-app-uninstall-rate\/#:~:text=53%25%20of%20users%20uninstall%20an,%2C%20and%20multi%2Dtiered%20infrastructure.\" rel=\"nofollow\"><span style=\"font-weight: 400;\">53% of users<\/span><\/a><span style=\"font-weight: 400;\"> uninstall or stop using an app if it crashes, freezes, or has errors. (Think with Google)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Instead, your goal should be to test like your reputation depends on it, because it does.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s a breakdown of the different types of testing to conduct:\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Testing Type<\/b><\/td>\n<td><b>Purpose<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Unit Testing<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Tests individual components or functions to make sure they behave as expected.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Integration Testing<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Ensures that various modules (such as payment gateways and user accounts) work together seamlessly.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>UAT (User Acceptance Testing)<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Simulates real-world usage by actual end users to validate usability and functionality.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Performance &amp; Load Testing<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Evaluates how the app performs under high traffic and stress (e.g., during sales or payday spikes).<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Penetration Testing<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Identifies security vulnerabilities by simulating attacks, often conducted by ethical hackers.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span style=\"font-weight: 400;\">8. Launch it in the market<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To ensure your app-like tabby gains traction quickly among both end-users and merchants, you should roll it out in the wild with a targeted go-to-market strategy.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It involves running marketing campaigns that resonate with your audience and highlight your app\u2019s unique value.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can start by leveraging popular marketing channels like Instagram, TikTok, and Snapchat to target younger, tech-savvy audiences.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Collaborate with lifestyle and fintech influencers to build trust and credibility while expanding your reach to relevant communities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do implement referral programs that encourage word-of-mouth marketing by rewarding users for inviting friends.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To further grow user retention, you should provide incentives based on first orders, loyalty points through gamified interactions, and exclusive deals with partnered merchants.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">9. Scale &amp; Optimize<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Launching your app like Tabby is not enough; the real success comes after.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To make the most out of it, shift your focus to growth, performance optimization, and continuous improvement.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep a close eye on your app&#8217;s performance to outsmart existing Tabby alternatives.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It will help you understand what works for you and identify any existing room for improvement.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can make data-driven decisions by:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customer Acquisition Cost (CAC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Average Order Value (AOV)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Installment Completion Rate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Default Rate<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Experts in mobile app maintenance services utilize AI and machine learning to enhance the credit-scoring engine.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AI tech analyzes customer behavior, transaction history, and repayment patterns to make accurate credit risk predictions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can predict late payments with <\/span><a href=\"https:\/\/www.linkedin.com\/pulse\/from-issuance-default-role-ai-modern-credit-card-management-arif-hkvuc\" rel=\"nofollow\"><span style=\"font-weight: 400;\">90\u201395% accuracy<\/span><\/a><span style=\"font-weight: 400;\">, enabling proactive outreach with artificial intelligence.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Last but not least, the timely optimization of buy-now, pay-later apps in the UAE will help you remain sustainable in the long run.<\/span><\/p>\n<p><b>Check This Out<\/b><span style=\"font-weight: 400;\">: Explore our curated list of <\/span><a href=\"https:\/\/trangotech.com\/blog\/apps-like-kik\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">25 apps like Kik<\/span><\/a><span style=\"font-weight: 400;\"> that offer secure messaging, unique features, and vibrant communities.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How Much Does It Cost to Build an App Like Tabby?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13252 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Cost-to-Build-An-App-Like-Tabby.jpg\" alt=\"visual representation of cost to build an app like tabby\" width=\"816\" height=\"417\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Cost-to-Build-An-App-Like-Tabby.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Cost-to-Build-An-App-Like-Tabby-300x153.jpg 300w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Cost-to-Build-An-App-Like-Tabby-768x392.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Over the past few years, buy-now, pay-later apps have revolutionized how people shop and manage their finances in the UAE and beyond.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They offer flexible, interest-free payment options to open up exciting opportunities for startups, retailers, and fintech entrepreneurs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, how much does it cost to build a tabby-like app in the UAE?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On average, the cost to build an app like Tabby in the UAE typically ranges from <\/span><b>AED 180,000<\/b><span style=\"font-weight: 400;\"> to<\/span><b> AED 700,000<\/b><span style=\"font-weight: 400;\">, depending on the app&#8217;s <\/span><b>complexity<\/b><span style=\"font-weight: 400;\">, <\/span><b>features<\/b><span style=\"font-weight: 400;\">, and <\/span><b>timeline<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s an overall cost estimate:\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>App Complexity<\/b><\/td>\n<td><b>Estimated Cost (AED)<\/b><\/td>\n<td><b>Timeline<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Basic MVP<\/b><\/td>\n<td><span style=\"font-weight: 400;\">180,000 AED \u2013 280,000 AED<\/span><\/td>\n<td><span style=\"font-weight: 400;\">4 \u2013 6 months<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Mid-Level App<\/b><\/td>\n<td><span style=\"font-weight: 400;\">300,000 AED \u2013 500,000 AED<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6 \u2013 8 months<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Advanced App<\/b><\/td>\n<td><span style=\"font-weight: 400;\">550,000 AED \u2013 700,000+ AED<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8 \u2013 10+ months<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Note: Ongoing maintenance, cloud hosting, and regular updates incur an additional annual cost of AED 90,000 \u2013 150,000.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 581 334\" fill=\"none\">\n        <mask id=\"mask0_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"581\"\n            height=\"334\">\n            <rect width=\"581\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n            <circle cx=\"74\" cy=\"167\" r=\"507\" fill=\"#0000007a\"><\/circle>\n        <\/g>\n        <mask id=\"mask1_749_783\" style=\"mask-type:alpha\" 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-12141.000000)\">\n            <g id=\"cta_big_bg\" transform=\"translate(16.000000, 12141.000000)\">\n                <mask id=\"mask-2\" fill=\"white\">\n                    <use xlink:href=\"#path-1\"><\/use>\n                <\/mask>\n                <g id=\"Mask\"><\/g>\n                <path\n                    d=\"M-23.5,432.5 C106.563059,432.5 212,327.063059 212,197 C212,66.9369414 106.563059,-38.5 -23.5,-38.5 C-88.5315293,-38.5 -147.406529,-12.1407646 -190.023647,30.476353 C-232.640765,73.0934707 -259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Planning your BNPL app for the UAE market?<\/p><p class=\"cta-desc\">Use our calculator to determine the cost of an app like Tabby<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Get an exact quote!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">How Tabby Makes Money?<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13251 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/App-Like-Tabby-Business-Models.jpg\" alt=\"business model of tabby under the topic on app like tabby\" width=\"816\" height=\"545\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/App-Like-Tabby-Business-Models.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/App-Like-Tabby-Business-Models-300x200.jpg 300w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/App-Like-Tabby-Business-Models-768x513.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">You may have seen this \u201cbuy now, pay later\u201d option at checkout while shopping online.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And if you&#8217;re in the Middle East, chances are you\u2019ve come across Tabby, one of the most popular in the UAE.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It&#8217;s often confusing to understand how these apps, which let you split your payments with zero interest, earn a profit and sustain their business operations.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s break it down in a way about <\/span><span style=\"font-weight: 400;\">how Tabby makes money<\/span><span style=\"font-weight: 400;\">\u2014no finance degree required.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Revenue Stream<\/b><\/td>\n<td><b>Description<\/b><\/td>\n<td><b>Why It Works<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Merchant Fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Tabby charges a commission (usually 4%\u20138%) on each purchase made via its app.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Merchants are happy to pay since Tabby helps boost sales and conversion rates.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Late Payment Fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Customers are charged a small fee if they miss a repayment deadline.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Encourages timely payments and offsets the cost of managing delinquencies.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Interchange Fees<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Tabby earns small fees from payment networks when users pay with the Tabby Card.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Offers more payment flexibility and adds a steady revenue stream.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Data Insights<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Potential revenue from offering analytics or insights to merchants.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Helps partners improve marketing and sales through better customer understanding.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-weight: 400;\">Challenges in Building an App Like Tabby<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13253 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Challenges-in-Building-An-App-Like-Tabby.jpg\" alt=\"visual representation of the challenges in building an app like tabby\" width=\"816\" height=\"600\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Challenges-in-Building-An-App-Like-Tabby.jpg 816w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Challenges-in-Building-An-App-Like-Tabby-300x221.jpg 300w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/Challenges-in-Building-An-App-Like-Tabby-768x565.jpg 768w\" sizes=\"auto, (max-width: 816px) 100vw, 816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Creating an app like Tabby involves a fair share of challenges that can&#8217;t be overlooked.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since you are working on a regulated fintech product for the UAE market, it is non-negotiable to aim for a fast, secure, scalable, and compliant solution that adheres to existing financial laws.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These technical hurdles are significant, but not insurmountable, when you partner with our <\/span><a href=\"https:\/\/locations.trangotech.com\/app-development-company-dubai\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">mobile app development company<\/span><\/a><span style=\"font-weight: 400;\">, which has a deep understanding of the UAE market.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Securing User Data &amp; Preventing Fraud<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In the fintech world, data security can either make or break your success.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The &#8216;buy now, pay later&#8217; UAE task without a credit card is very sensitive due to the sensitive nature of the data, including ID, payment details, and history.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To avoid being targeted by cyber criminals, you need to build your app with top-tier security from the ground up.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You may also need a stringent fraud detection system to deal with someone trying to game the system with fake identities or merchants abusing the platform. Implementing robust <a  href=\"https:\/\/sift.com\/\" rel=\"dofollow\">fraud prevention software<\/a> helps organizations adapt quickly and stay ahead of these evolving threats.<\/span><\/p>\n<p><b>Bonus read<\/b><span style=\"font-weight: 400;\">: Want a <\/span><a href=\"https:\/\/trangotech.com\/blog\/cost-to-develop-messenger-app-like-botim\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">cost estimate for a Botim-like app<\/span><\/a><span style=\"font-weight: 400;\">? Explore our comprehensive guide on development costs for 2025.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Building Smart Credit Scoring Engine<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">One of the core functionalities of a pay-later app like Tabby is instant credit decision-making.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But how do you determine someone\u2019s creditworthiness in seconds without relying on lengthy bank checks? That\u2019s where things get tricky.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You\u2019ll need to either integrate with the Al Etihad Credit Bureau in the UAE or build your own AI-powered risk scoring model.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Striking the right balance between fast approvals and minimizing default risks will be the toughest part of your project here.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Integrating with Payment Gateways<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Installment apps in the UAE are only useful if they integrate smoothly with the stores where people shop.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You will need robust APIs or plugins for platforms like Shopify, Magento, and WooCommerce, as well as custom integrations for large retailers.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, your app must be compatible with UAE-approved payment gateways, such as Checkout.com, Telr, PayTabs, or Network International.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Designing for Multiple User Roles<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Unlike traditional consumer apps, apps like Tabby serve multiple user types: customers, merchants, and internal administrators.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each group requires a distinct interface, workflow, and feature set.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Balancing all of this within a single app ecosystem is a real challenge that requires thoughtful UX\/UI design.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Supporting Arabic and English Users<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Since you&#8217;re building for the UAE market, bilingual support is essential\u2014your app should function equally well in both Arabic and English.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But this goes beyond just translating text. Arabic is a right-to-left language, which requires special attention in layout design, typography, and navigation flow.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The user experience should feel native and natural in both languages.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Poor translation or overlooked design details instantly break trust with users, especially in financial apps where clarity is critical.<\/span><\/p>\n<p class=\"custom-cta\"><strong>Also Read:<\/strong> \u201c<a href=\"https:\/\/trangotech.com\/blog\/apps-like-tiktok\/\" rel=\"dofollow\"><span style=\"font-weight: 400;\">30 Apps Like TikTok<\/span><\/a><span style=\"font-weight: 400;\"> \u2013 Top TikTok Alternatives for 2025<\/span>\u201d<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Building Trust and Brand Credibility<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Trust is everything when it comes to the fintech space.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Users are entrusting your app with their financial data and expecting seamless, secure transactions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since buy-now-pay-later apps in the UAE are still relatively new in many markets, including the UAE, building brand credibility can take time and effort.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Without a strong reputation, it is hard to convince users and merchants to adopt your platform over established players like Tabby.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Innovating Beyond Basic Features<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">With so many BNPL providers emerging, simply replicating basic functionalities won\u2019t be enough to stand out.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To differentiate yourself, consider incorporating value-added features such as personalized payment plans, loyalty rewards, or budgeting tools.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These enhancements will require additional effort from your end, including customer research and staying informed about trends.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" height=\"334\" viewBox=\"0 0 581 334\" fill=\"none\">\n        <mask id=\"mask0_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"581\"\n            height=\"334\">\n            <rect width=\"581\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n            <circle cx=\"74\" cy=\"167\" r=\"507\" fill=\"#0000007a\"><\/circle>\n        <\/g>\n        <mask id=\"mask1_749_783\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"363\"\n            height=\"334\">\n            <rect width=\"363\" height=\"334\" rx=\"18\" fill=\"white\"><\/rect>\n        <\/mask>\n        <g>\n            <circle cx=\"134.5\" cy=\"303.5\" r=\"226\" transform=\"rotate(-117 134.5 303.5)\"\n                fill=\"url(#paint0_linear_749_783)\">\n            <\/circle>\n        <\/g>\n        <defs>\n            <linearGradient id=\"paint0_linear_749_783\" x1=\"-91.5\" y1=\"77.5004\" x2=\"-91.5\" y2=\"529.5\"\n                gradientUnits=\"userSpaceOnUse\">\n                <stop stop-color=\"#dd2439\"><\/stop>\n                <stop offset=\"1\" stop-color=\"#7b1420bf\"><\/stop>\n            <\/linearGradient>\n        <\/defs>\n    <\/svg><svg class=\"kS_bcx_svg\" viewBox=\"0 0 212 296\">\n    <defs>\n        <path\n            d=\"M23.0749668,-9.32256277e-16 L188.925033,9.32256277e-16 C196.948702,-5.41667744e-16 199.858278,0.8354305 202.791611,2.40419433 C205.724945,3.97295817 208.027042,6.27505533 209.595806,9.20838867 C211.164569,12.141722 212,15.0512981 212,23.0749668 L212,272.925033 C212,280.948702 211.164569,283.858278 209.595806,286.791611 C208.027042,289.724945 205.724945,292.027042 202.791611,293.595806 C199.858278,295.164569 196.948702,296 188.925033,296 L23.0749668,296 C15.0512981,296 12.141722,295.164569 9.20838867,293.595806 C6.27505533,292.027042 3.97295817,289.724945 2.40419433,286.791611 C0.8354305,283.858278 3.61111829e-16,280.948702 -6.21504185e-16,272.925033 L6.21504185e-16,23.0749668 C-3.61111829e-16,15.0512981 0.8354305,12.141722 2.40419433,9.20838867 C3.97295817,6.27505533 6.27505533,3.97295817 9.20838867,2.40419433 C12.141722,0.8354305 15.0512981,5.41667744e-16 23.0749668,-9.32256277e-16 Z\"\n            id=\"path-1\" fill=\"#fed201\">\n        <\/path>\n    <\/defs>\n    <g id=\"Article\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">\n        <g id=\"Blog_Article_Mobile\" transform=\"translate(-16.000000, -12141.000000)\">\n            <g id=\"cta_big_bg\" transform=\"translate(16.000000, 12141.000000)\">\n                <mask id=\"mask-2\" fill=\"white\">\n                    <use xlink:href=\"#path-1\"><\/use>\n                <\/mask>\n                <g id=\"Mask\"><\/g>\n                <path\n                    d=\"M-23.5,432.5 C106.563059,432.5 212,327.063059 212,197 C212,66.9369414 106.563059,-38.5 -23.5,-38.5 C-88.5315293,-38.5 -147.406529,-12.1407646 -190.023647,30.476353 C-232.640765,73.0934707 -259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">If you need a new app or want to enhance an existing one, we\u2019ve got your back.<\/p><p class=\"cta-desc\">Trango Tech specializes in creating secure and regulation-ready fintech solutions<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Talk to Our Fintech Experts!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">8 Best Tabby Alternatives in the UAE (2025)<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Even though Tabby is a recognized name in the buy now pay later services in the UAE, we still have matches for this mighty.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tabby alternatives, such as Postpay, Tamara, and Cashew, offer similar or may be better support, depending on your specific needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s explore each of them and what makes them worth considering.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. Tamara<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13254 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image4.png\" alt=\"tamara app logo under the topic on app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image4.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image4-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Tamara is a Saudi-based platform that has expanded across the Gulf Cooperation Council (GCC), including the United Arab Emirates.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Being among the best alternatives to Tabby, it <\/span><span style=\"font-weight: 400;\">offers a smooth experience for users who want to buy now and pay later, without worrying about additional fees.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Features<\/b><\/td>\n<td><b>Best For\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay in 30 days or over three installments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">GCC-focused platform with regional support<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">No interest or additional charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Simple and transparent payment system<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Available with brands like SHEIN, Namshi, Faces, and more<\/span><\/td>\n<td><span style=\"font-weight: 400;\">High approval rate and mobile-friendly UI<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Tamara<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/play.google.com\/store\/apps\/details?id=co.tamara.user&hl=en\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/apps.apple.com\/ae\/app\/tamara-split-your-payments\/id1533512531\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t1 Million+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 5.0, iOS 12.0 or up\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tApproximately 40 MBs\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">2. Postpay<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13255 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image5.png\" alt=\"postpay logo - app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image5.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image5-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Postpay is a homegrown buy now, pay later platform designed specifically for UAE consumers.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It allows you to split your purchases into 3 or 4 interest-free payments at checkout, online, and in-store.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features\u00a0<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay in 3 or 4 installments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Tailored for the UAE market<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">No interest or hidden fees<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Smooth user experience with fast approval<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Widely accepted by UAE merchants like Sephora, Sharaf DG, and Level Shoes<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Strong network of local and regional brands<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Postpay<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t50K+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 5.0, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tApproximately 30 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">3. Klarna<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13256 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image3.png\" alt=\"klarna - its an app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image3.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image3-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Klarna, one of the BNPL alternatives, is making inroads into the UAE through global e-commerce partnerships.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s ideal for users who frequently shop from international brands.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay in 30 days or split over 3\u201336 months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trusted by global shoppers<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">World-class app interface and payment tracking<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Great for international purchases that ship to the UAE<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Supports fashion, electronics, and lifestyle shopping<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Built-in budgeting and spending tools<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Klarna<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.myklarnamobile&hl=en\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/apps.apple.com\/us\/app\/klarna-shop-now-pay-later\/id1115120118\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t50 million+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 7.0, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAround 104.9 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">4. Spotii (Powered by Zip)<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13258 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image2-1.png\" alt=\"spotii - an app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image2-1.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image2-1-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Spotii, now a part of the global BNPL giant Zip, was launched in Dubai and remains a popular choice in the UAE.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It supports thousands of merchants and promotes financial empowerment through easy payment plans.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay over four equal installments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Strong local roots with global support<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">No interest or hidden charges<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Quick signup and approval<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Integrated with regional and global brands<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Available both online and in physical stores<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Spotii<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t100K+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 5.0, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAround 25 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">5. Affirm<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13259 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image8.png\" alt=\"affirm - an app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image8.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image8-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Affirm is a US-based installment app growing in popularity among UAE users who shop internationally.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It offers flexible repayment options and is well-suited for large purchases.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay in monthly installments (up to 36 months)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Big-ticket international purchases<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Interest rates vary depending on the retailer and user profile<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Shoppers seeking longer-term financing options<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Transparent pricing with no late fees<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Users wanting detailed repayment schedules<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Affirm<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.affirm.central&hl=en\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/apps.apple.com\/us\/app\/affirm-buy-now-pay-over-time\/id967040652\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t10 Million+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 7.1, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAround 59.5 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">6. Shahry<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13260 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image7.png\" alt=\"shahry - an app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image7.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image7-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Shahry is one of the mobile apps with a buy now, pay later model in the UAE, designed for customers without a credit card or formal credit history.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Buy now, pay later with flexible monthly plans<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No paperwork or traditional credit check required<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Instant digital credit approval<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Perfect for younger or underbanked consumers<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Focus on mobile phones, electronics, fashion, and essentials<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Works well for both online and in-store purchases<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Shahry<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.louai.shahry&hl=en\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t500+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 5.0, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAround 20 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">7. Afterpay<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13261 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image1.png\" alt=\"afterpay - an app like tabby\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image1.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image1-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Afterpay is a global BNPL platform that\u2019s gradually gaining traction in the UAE via partnerships with international e-commerce stores.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay in 4 bi-weekly installments<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Perfect for international shoppers using global marketplaces<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Interest-free payments if paid on time<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trusted and recognized brand in BNPL<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Strong buyer protection policies<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Integrates seamlessly with popular e-commerce sites<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Afterpay<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.afterpaymobile&hl=en\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/apps.apple.com\/au\/app\/afterpay-shop-smarter\/id1230286588\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t10 Million+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 7.0, iOS 12.0 or higher\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 22.1667L8.16663 5.83334C8.16658 4.94059 8.50767 4.08157 9.12012 3.43203C9.73257 2.7825 10.5701 2.39154 11.4613 2.33917L11.6666 2.33334L16.3333 2.33334C17.226 2.33329 18.0851 2.67438 18.7346 3.28683C19.3841 3.89929 19.7751 4.73679 19.8275 5.628L19.8333 5.83334L19.8333 22.1667C19.8333 23.0594 19.4922 23.9184 18.8798 24.568C18.2673 25.2175 17.4298 25.6085 16.5386 25.6608L16.3333 25.6667L11.6666 25.6667C10.7739 25.6667 9.91486 25.3256 9.26532 24.7132C8.61578 24.1007 8.22483 23.2632 8.17246 22.372L8.16663 22.1667ZM9.91663 5.83334L9.91663 22.1667C9.91663 22.6308 10.101 23.0759 10.4292 23.4041C10.7574 23.7323 11.2025 23.9167 11.6666 23.9167L16.3333 23.9167C16.7974 23.9167 17.2425 23.7323 17.5707 23.4041C17.8989 23.0759 18.0833 22.6308 18.0833 22.1667L18.0833 5.83334C18.0833 5.36921 17.8989 4.92409 17.5707 4.5959C17.2425 4.26771 16.7974 4.08334 16.3333 4.08334L11.6666 4.08334C11.2025 4.08334 10.7574 4.26771 10.4292 4.5959C10.101 4.92409 9.91663 5.36921 9.91663 5.83334ZM11.6666 7C11.6666 6.69058 11.7895 6.39384 12.0083 6.17504C12.2271 5.95625 12.5239 5.83334 12.8333 5.83334C13.1427 5.83334 13.4395 5.95625 13.6582 6.17504C13.877 6.39384 14 6.69058 14 7C14 7.30942 13.877 7.60617 13.6583 7.82496C13.4395 8.04375 13.1427 8.16667 12.8333 8.16667C12.5239 8.16667 12.2271 8.04375 12.0083 7.82496C11.7895 7.60617 11.6666 7.30942 11.6666 7ZM11.6666 11.6667C11.6666 11.3573 11.7895 11.0605 12.0083 10.8417C12.2271 10.6229 12.5239 10.5 12.8333 10.5C13.1427 10.5 13.4395 10.6229 13.6583 10.8417C13.877 11.0605 14 11.3573 14 11.6667C14 11.9761 13.877 12.2728 13.6583 12.4916C13.4395 12.7104 13.1427 12.8333 12.8333 12.8333C12.5239 12.8333 12.2271 12.7104 12.0083 12.4916C11.7895 12.2728 11.6666 11.9761 11.6666 11.6667Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Size<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAround 118.5 MB\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/section>\n\t\t \n<h3><span style=\"font-weight: 400;\">8. Cashew<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13262 size-full\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image6.png\" alt=\"cashew app logo - an app like logo\" width=\"240\" height=\"240\" srcset=\"https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image6.png 240w, https:\/\/trangotech.com\/blog\/wp-content\/uploads\/2025\/06\/image6-150x150.png 150w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Cashew is among Tabby app competitors based in the UAE, offering one of the most flexible fintech services for local consumers.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Key Features<\/b><\/td>\n<td><b>Best For<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Pay over 3 to 12 months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ideal for high-value purchases<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Zero interest (for shorter tenures)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Local customer support<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Partnered with leading retailers like Jumbo, Lenskart, and Danube Home<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Instant approval process and intuitive mobile app<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\t\t\t<section class=\"animated-row section clash-of-clans\">\n\t\t\t\t<div class=\"clash_bg\">\n\t\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-4 col-lg-4 text_cont\">\n\t\t\t\t\t\t\t\t\t\t<a  target=\"_blank\" title=\"\" href=\"\" rel=\"nofollow\"><h3>Cashew<\/h3><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-xl-8 col-lg-8 img_cont\">\n\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/google-play.webp\" alt=\"google-play\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t\t<a  href=\"\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/trangotech.com\/blog\/wp-content\/themes\/trangoblog\/assets\/img\/blogs\/app-store.webp\" alt=\"app-store\" class=\"img-fluid\" loading=\"lazy\" width=\"133\" height=\"39\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M13 6.5V19.5M16.25 10.2917C16.25 8.79667 14.7951 7.58333 13 7.58333C11.2049 7.58333 9.75 8.79667 9.75 10.2917C9.75 11.7867 11.2049 13 13 13C14.7951 13 16.25 14.2133 16.25 15.7083C16.25 17.2033 14.7951 18.4167 13 18.4167C11.2049 18.4167 9.75 17.2033 9.75 15.7083\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.58329 3.61617C9.22944 2.66381 11.0982 2.16374 13 2.16667C18.9832 2.16667 23.8333 7.01675 23.8333 13C23.8333 18.9833 18.9832 23.8333 13 23.8333C7.01671 23.8333 2.16663 18.9833 2.16663 13C2.16663 11.0273 2.69421 9.17584 3.61613 7.58334\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Price<\/span> \n\t\t\t\t\t\t\t\t\t\t\t\t\tFree\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M17 9.002C19.175 9.014 20.353 9.111 21.121 9.879C22 10.758 22 12.172 22 15V16C22 18.829 22 20.243 21.121 21.122C20.243 22 18.828 22 16 22H8C5.172 22 3.757 22 2.879 21.122C2 20.242 2 18.829 2 16V15C2 12.172 2 10.758 2.879 9.879C3.647 9.111 4.825 9.014 7 9.002\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12 2V15M12 15L9 11.5M12 15L15 11.5\" stroke=\"white\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Downloads<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t50K+\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"26\" height=\"26\" viewBox=\"0 0 26 26\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<g clip-path=\"url(#clip0_1609_357)\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M18.0556 2.88889H7.94444C7.56135 2.88889 7.19395 3.04107 6.92307 3.31195C6.65218 3.58284 6.5 3.95024 6.5 4.33333V21.6667C6.5 22.0498 6.65218 22.4172 6.92307 22.688C7.19395 22.9589 7.56135 23.1111 7.94444 23.1111H18.0556C18.4386 23.1111 18.806 22.9589 19.0769 22.688C19.3478 22.4172 19.5 22.0498 19.5 21.6667V4.33333C19.5 3.95024 19.3478 3.58284 19.0769 3.31195C18.806 3.04107 18.4386 2.88889 18.0556 2.88889ZM7.94444 4.33333H18.0556V17.3333H7.94444V4.33333ZM7.94444 21.6667V18.7778H18.0556V21.6667H7.94444Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M12.2778 19.5H13.7223V20.9444H12.2778V19.5Z\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/g>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<defs>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<clipPath id=\"clip0_1609_357\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<rect width=\"26\" height=\"26\" fill=\"white\"\/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/clipPath>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/defs>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"small-text\">Requires<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAndroid 5.0, iOS 15.0 or up\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-3 col-md-6 col-sm-6  p-0\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex_list\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"svg-cont\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M8.16663 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       <\/mask>\n                <g id=\"Mask\"><\/g>\n                <path\n                    d=\"M-23.5,432.5 C106.563059,432.5 212,327.063059 212,197 C212,66.9369414 106.563059,-38.5 -23.5,-38.5 C-88.5315293,-38.5 -147.406529,-12.1407646 -190.023647,30.476353 C-232.640765,73.0934707 -259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Want to create the next big Tabby alternative?<\/p><p class=\"cta-desc\">Partner with Trango Tech to develop a winning app in the market.<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Let\u2019s chat!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">Wrapping Up<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Building a best app like Tabby is often tricky as it demands financial partnerships, compliance planning, and a deep understanding of user behavior.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the right strategy and development partner, you can create a future-ready BNPL app that drives customer loyalty and retail growth.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Trango Tech, we are proud to serve startups and enterprises with exceptional, scalable fintech apps from the ground up.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have an unending list of clients that trust us worldwide, including Kia, Sauron, Matchbox, Khaity, Edenred, and Bayer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Partnering with our experienced fintech development company, Trango Tech, gives you a major head start, from start to finish.<\/span><\/p>\n<div class=\"cta-wraper\"> <div class=\"cta-main\"><svg class=\"kS_bcy\" width=\"581\" 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-259,131.968471 -259,197 C-259,327.063059 -153.563059,432.5 -23.5,432.5 Z\"\n                    id=\"Oval\" fill=\"#003399\" mask=\"url(#mask-2)\">\n                <\/path>\n            <\/g>\n        <\/g>\n    <\/g>\n<\/svg><div class=\"cta-text\"><p class=\"cta-title\">Launch Your Own Tabby-Like App Today!<\/p><p class=\"cta-desc\">We've built 200+ fintech solutions for diverse countries.<\/p><\/div><a class=\"cta-link openpopupbtn-custom\"  data-toggle=\"modal\" data-target=\"#myModal\" href=\"javascript:;\" rel=\"nofollow\"><button type=\"button\">Reach out to us!<\/button><\/a><\/div><\/div>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">How do I create a Tabby account?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Just download the Tabby app, tap \u201cSign Up,\u201d and enter your phone number. Verify it via SMS, fill in your basic info, and you\u2019re all set! You can also sign up during checkout at any Tabby partner store.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">What makes Tabby-like apps successful?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Apps like Tabby succeed because they make shopping easier and more flexible. Users love the ability to buy now and pay later with no interest or hidden fees. The app is simple to use, offers fast approvals, and partners with popular stores people already love.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How to Build an App Like Tabby?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Creating an app like Tabby requires a combination of strategic planning, the right technology, and a thorough understanding of its functionality.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a quick process to build an app like Tabby:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Research the BNPL market<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Define core features<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pick your tech stack<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Design a clean UI\/UX<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Develop frontend &amp; backend.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure legal compliance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Test thoroughly<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Promote and scale<\/span><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">How does an app like Tabby make money?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Tabby makes money mainly by charging merchants a commission on each sale. It may also earn interest on longer-term plans and late payment fees.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How long does it take to build a BNPL app like Tabby?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019re starting with a basic version, you can expect to launch in approximately 3 to 6 months. A full-featured app with advanced tools, such as AI-based credit scoring, might take closer to 6 to 12 months.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How much does it cost to create an app like Tabby?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The cost to create apps like Tabby ranges from $30,000 to $150,000, depending on the app&#8217;s complexity, timelines, and the app development company you partner with. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why are so many shoppers ditching credit cards in favor of BNPL apps like Tabby? That&#8217;s because they\u2019re customer-first, fast, and friction-free, outpacing traditional finance tools in the UAE. Tabby serves over 3 million customers, works with more than 800 merchant partners, and has raised $185 million in funding.\u00a0 An app like tabby in the [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":13247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[450,45],"tags":[787,657,790,788,789],"class_list":["post-13244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all","category-mobile-application","tag-app-like-tabby","tag-apps","tag-tabby-alternatives","tag-tabby-app","tag-tabby-business-model"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.0 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Build an App Like Tabby in 2025 \u2013 Complete Guide<\/title>\n<meta name=\"description\" content=\"Looking to build your own app like Tabby? This article discusses everything you need to know. Read this guide to know more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trangotech.com\/blog\/building-an-app-like-tabby\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step-by-Step Guide to Building a Tabby-Like App: Cost, Features &amp; Alternatives\" \/>\n<meta property=\"og:description\" content=\"Looking to build your own app like Tabby? This article discusses everything you need to know. 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